Commercial Credit Management - Our Business Model

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All collection efforts are on a contingency basis. Other services are fee based.

Your account is acknowledged and a personal demand is made at once.

Your account is closely tracked from the date of invoicing to the final payment.

Written status reports are provided on a monthly basis on all accounts .

Verbal status will be provided on demand at any time.

Settlements are only accepted with your authorization.

Legal action is initiated only with your authorization.

Your portion of all collected funds are distributed to you every month.

Payment schedules are strictly monitored.

With the initial letter, all debtors are mailed a validation notice in accordance with the Fair Debt Collection Practices Act, if applicable. The account is then assigned to a recovery agent. At the time of initial contact, debtor research will determine the debtor's ability and desire to pay. A majority of accounts will have collectability determinded in 30 days with a plan on how it can be accomplished. Payment arrangements must be made in an amount that is affordable for that debtor on a consistent basis with reviews for increases at periodic intervals.